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Retro Dealer Participation Programs

Allows for Dealer Participation without any company formation. Dealer Participation is determined by product count or the gross dollars written

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Protective’s retro programs can help increase profits from the Protective Asset Protection products you sell. A dealer is paid a portion of underwriting profits that exceed a threshold as business earns out. Payments are made directly to the dealership. The payments on the underwriting are made once a year, 90 days after year-end. With our retro program you do not assume any risk. You participate only in the profit. 

Two ways to earn

Underwriting income

Income generated by the sale of products less claims paid

Earned on an annual basis

Investment income

Income generated by investing the product reserves

Earned on a quarterly basis

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Protective Asset Protection delivers value to agents, dealerships, and financial institutions by building long-term relationships and offering innovative solutions to improve customer satisfaction while increasing F&I revenue. Let us help you increase your F&I profitability.