Skip to Content
Automotive Hero

Home | F&I Solutions | Automotive

car icon
Automotive F&I Solutions


Peace of mind – it’s the bottom line. With Protective, dealerships offer a promise that a customer is protected in the event of a covered mechanical breakdown. With more than 60 years of experience, we’ve established ourselves as a trusted industry leader offering a variety of vehicle protection plans serving both franchise and independent dealerships.



In addition to offering a range of vehicle protection plans for new and pre-owned vehicles, we also offer limited warranty programs, GAP and ancillary products. Many of our vehicle protection plans include emergency roadside assistance, towing and rental vehicle coverage (availability may vary by state).

Full product portfolio

repair icon
Service Contracts
Covers the costs associated with vehicle repair, including parts and labor, for covered repairs or replacements. Programs for new, CPO, higher-mileage and leased vehicles.
Ribbon icon
Limited Warranties
Warranty programs cover specified mechanical failures for eligible vehicles. Programs for all needs from CPO to engine-only coverage.
Gap icon
In the event of a total loss or unrecovered theft, Guaranteed Asset Protection will, in most cases, pay the difference between the actual cash value and the scheduled balance owed to the lender.
Tire and wheel icon
Ancillary Products
Tire & Wheel, Paintless Dent Repair, Key Replacement, Paint & Fabric, Pre-Paid Maintenance, Theft, Combo (3 in 1, 4 in 1, 5 in 1), Windshield, Total Term Protection.
image of form
Customer forms

View customer forms for automotive F&I products

Protective F&I Industry Report
Keep your edge and stay current in the F&I industry.
The Protective F&I Industry Update is an in-depth look at the current landscape of F&I products in the market. The report addresses specific market challenges, F&I growth opportunities, feedback from U.S. dealers as well as the outlook for the various dealer participation program structures.
Download it now and take your business to the next level.