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Home | F & I Solutions | Automotive | Vehicle Service Contracts | Pre-Owned Vehicle Coverage Protection Plan (AUL SNI)

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Pre-Owned Vehicle Coverage Protection Plan (AUL SNI)

Pre-owned vehicles need a higher mileage protection plan. With our Pre-Owned Vehicle Coverage Protection Plan (AUL SNI) you can offer your customers true peace of mind knowing their vehicle purchase is covered against some of the most costly repair expenses. 

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Includes Estate, Domain, Vintage & Powertrain coverages, plus

The Reserve plan provides our most extensive vehicle coverage. Coverage extends to any part experiencing a mechanical breakdown except for those parts listed as excluded under the service contract.
See service contract for specific exclusions.


Includes Domain, Vintage & Powertrain coverages, plus
Suspension Component Icon
Front/Rear Suspension Group

Upper and lower control arms, control arm shafts

and bearings or bushings, upper and lower ball joints,

radius arm and bushings, torsion bars and mounts or

bushings, stabilizer bars, links and bushings, struts,

strut bearing plates, shock absorbers, spindle and

spindle support, wheel bearings, and the following

variable dampening suspension parts: compressor,

control module, actuator, solenoid, height sensor, and

mode selector switch.

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Enhanced Electrical Group

Manually operated switches, fuel injection sensors,

rear window heating elements, and the following

factory installed devices: global positioning system

(GPS), central LCD control screen, electronic control

modules, instrument cluster, infrared systems, cruise

control servo, proximity pass key and sensor, and

power antenna motor.

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Hybrid/Electric Vehicle Battery

In the event of a failure to the hybrid drive battery, electric

drive battery, or high voltage battery, replacement may be

made with a battery of like kind and quality with an energy

capacity (kWh storage) level at or above that of the original

battery prior to the failure. The amount of energy these

batteries can store will decrease with time and miles driven. An inspection or extended charge capacity test may be needed, prior to repair or replacement, to determine if the battery energy capacity (kWh storage) is within the proper limit, given the age and mileage of the vehicle. The extended charge capacity test will follow manufacturer specifications and you will be responsible for these charges if the failure is not covered under this vehicle service contract.

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Cooling Group

Engine cooling fan and motor, fan clutch, serpentine

belt tensioner, radiator, heater core, water pump, and


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Hybrid/Electric Vehicle Group

Cooling system blower motors and pumps, control

units/modules and sensors.

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Seals & Gaskets

Included on covered components on a vehicle with less

than 125,000 miles at contract purchase date. Minor loss of

fluid is considered normal and is not considered a failure.


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Brake Group

Master cylinder, power brake cylinder, vacuum assist booster, hydro boost, disc brake caliper, wheel cylinders, compensating valve, and the following ABS components; hydraulic control unit, electronic control processor, wheel speed sensors, hydraulic pump/motor assembly, pressure modulator valve, isolation dump valve, and accumulator.


Includes Powertrain coverage, plus
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Power Steering Group

Steering gear box, pump assembly, rack and pinion, pitman

arm, idler arm, tie rod, control valves, and intermediate


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Air Conditioning Group
Compressor, condenser, evaporator, A/C clutch & coil, expansion valve, receiver drier, blower motor, and heater control valve.
Lightning Bolt
Electrical Group

Alternator, starter motor, front and rear wiper motors,

voltage regulator, distributor, solenoids, electronic fuel

injectors, throttle position sensor, oxygen sensor, crankshaft position sensor, camshaft position sensor, fuel pressure sensor, electronic ignition module, ignition coils, power window motors/regulators, power mirror motors, power seat motors, 4WD encoder motor, power lock actuators, and the following manually operated switches: window switch, seat adjuster switch, headlight switch, turn signal switch, door lock switch, wiper switch, and ignition switch.


Our basic coverage
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Engine Group

All internally lubricated parts. Crankshaft and

bearings, oil pump, fuel pump, diesel injection pump,

oil pressure sending unit, internal timing gears or

chain/belt, camshaft, camshaft bearings, valve lifters,

rocker arm assemblies and push rods, valve guides,

pistons and rings, wrist pins, connecting rods, motor

mounts, and distributor drive gear. The engine block

and cylinder heads are covered if damage is caused

by mechanical failure of an internally lubricated

part. Engine (Rotary): All the above listed parts plus

rotors, rotor seals, rotor chamber, eccentric shaft, and


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Transmission, Transaxle & Transfer Case (4x4/AWD)

All internally lubricated parts. Drive shaft/U joint, torque converter, and transmission mounts. Case housings are covered if damaged by the failure of an internally lubricated part.

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Drive Axle Group (Front or Rear)

Pinion bearings, side carrier bearings, ring and pinion

gears, carrier assembly, thrust washers, axles, internal axle bearings, constant velocity joints, internal transaxle seal, and drive axle housing if damaged by the failure of an internally lubricated part.

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Factory installed turbocharger or supercharger,

including housing and all internal parts.

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Hybrid/Electric Vehicle Group

Electric drive motor assembly, generator assembly,

power inverter and converter, motor controller, stator

and rotor, and transaxle.

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Seals & Gaskets

Covered when replaced in conjunction with a covered


5 plans to cover your vehicle, all including Roadside Assistance:


f your covered vehicle has a mechanical breakdown, we’ll arrange to have your vehicle towed to the nearest qualified repair facility within a 150-mile radius. This service is available 24/7.

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Flat Tire Change

We’ll send a qualified professional to put a spare on your covered vehicle. If your spare isn’t functional, we’ll provide you with transportation to the nearest tire store for repairs.

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Emergency Fuel Delivery Service

We’ll arrange for a service provider to deliver two (2) gallons of fuel to your covered vehicle. You are responsible for the cost of the fuel at the time of delivery.

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Battery Jump Service

If your covered vehicle won’t start, we’ll arrange for a service provider to assist you with a boost or battery jump. 

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Key Lockout Service

If your keys are lost, broken, or locked inside your covered vehicle, we’ll send a service provider and pay up to $100 per occurrence to cover the cost of the locksmith service, excluding the cost of replacement keys. You are responsible for replacement keys.

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Rental Car

We will reimburse you for a rental car up to $30 per 24 hour period, with a $150 max per claim. In order to qualify the vehicle must: 1) be retained by the repair facility overnight, and 2) have a failure to a covered component based on the coverage plan selected, that if driven, would result in further damage to the vehicle. 

Optional coverage and surcharges

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Business Use

Limited to cars, light-duty trucks, and vans that are not part of a pool or fleet, as used by the owner for: route work, service or repair work, delivery or hauling, agricultural purposes, job site activities, or construction trades; and eligible vehicles owned by religious/charitable organizations.

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Seals & Gaskets

Failed seals and gaskets for covered components will be replaced if the seals and gaskets surcharge has been selected, paid, and the covered vehicle has less than 125,000 miles at contract purchase date.

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Suspension/Tire/Wheel Modifi cations

Mid-size SUVs and trucks are allowed a 4 inch lift and a tire modification up to a maximum of 35 inches. Full-size trucks and SUVs are allowed a 6 inch lift and up to a maximum of 35 inch tire modification.

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Warranty Remaining Option

Coverage begins at the contract purchase date and expires by time or mileage measured from the original full manufacturer’s warranty expiration date or mileage, whichever occurs first. Vehicle must have a minimum of one day and one mile of full manufacturer’s warranty remaining to qualify.

Limits and exclusions:
Coverage is subject to deductibles, limits and exclusions. The contract covers repairs only of covered parts and only when they suffer a breakdown as defined in the contract. Under some circumstances, a breakdown of a covered part may not be covered (for example, failure due to misuse or lack of proper maintenance or when a non-covered part is what caused the covered part to fail). Also, the exclusions contain a list of parts not covered, some of which may be associated with a covered part (for example, brake drums, pads and rotors; exhaust pipes, mufflers and catalytic converters; and body and trim items).
Please see the service contract for details.

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