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Man and woman driving car

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AssureGuard Mechanical Breakdown Protection

Protection for your customer's new or pre-owned vehicle

We’ve revolutionized mechanical breakdown protection to make it simpler than ever to offer protection from the impact of unexpected mechanical repairs. AssureGuard Auto was designed specifically for financial institutions and is offered exclusively to their members. Don’t miss your opportunity for great coverage at great prices!

AssureGuard Auto options

Coverage levels

Designed for

Highlights

Terms

Mileage eligibility

Age eligibility

Standard deductible
Deductible options
Limit of liability
Contract period
New cars
Ultimate Guard
New and late model vehicles
  • Exclusionary coverage
  • Expansive terms to meet most customer needs
  • 5 odometer mileage band categories based on mileage at time of sale*
  • Simple vehicle classification by make
4yr/60k – 8yr/125k
Up to 75,000 miles
Up to current +5 years old
$100
$0, $50**, $250, $500**
  • NADA Average Trade-In Value
  • Aggregate is up to vehicle purchase price
Coverage begins at contract purchase date and zero (0) miles
Used cars
Ultimate Guard, Preferred Guard, Classic Guard
Pre-owned vehicles
  • Named component and Exclusionary coverage levels
  • 4 terms to meet most customer needs
  • Pricing based on mileage at time of sale
  • Simple vehicle classification by make
12mo/12k – 48mo/48k
Up to any mileage
Up to any model year
$100
$0, $50**, $250, $500**
  • NADA Average Trade-In Value
  • Aggregate is up to vehicle purchase price
Coverage begins at contract purchase date and odometer reading at contract purchase date

*Applicable to classed design **Not available in some program offerings

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Member Value Advantage Package*

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Car Rental
Pays or reimburses you up to a maximum of $250 for a rental vehicle when your vehicle is serviced for covered repairs.
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Emergency Roadside Assistance
Up to $100 per occurrence if your vehicle becomes disabled for: towing service, flat tire change, emergency gas delivery service, battery jump start service, key lockout service.
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Travel Expense Reimbursement
Helps offset the cost of lodging and meals. If a covered failure occurs while you are traveling more than 100 miles from your home, we will reimburse you up to $250 per day for up to 5 days.
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Paintless Dent Repair**
Specialized hand tools gently push the dented metal back to its original form on your vehicle with no impact to your paint.
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Windshield Protection**

Covers the cost of repairs to the front windshield from minor chips and cracks caused by propelled rocks or other road debris.

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VIP Anniversary Pack

One (1) time reimbursement for battery replacement, gas, oil change and car wash.

*Certain additional benefits may not be available in some states due to state law restrictions. Limits and exclusions apply. See service contract for exact terms, coverages and exclusions. **Limited to five (5) repairs per contract.

Coverage Levels

Protection against specific, named mechanical parts. Higher levels include more named parts. Refer to the chart for a coverage overview.

Engine

Turbo/supercharger (mandatory surcharge required)

Transmission

Drive Axle Assembly (mandatory surcharge required for 4WD/AWD)

Electrical

Modified Vehicle Coverage: Lift kit/tires

Cooling
Enhanced Electrical
Fuel Delivery
Suspension
Brakes
Electronics
Steering
Emissions
Air Conditioning
Interior/Exterior
Utility Package
Smart Tech Package
Driver Assist Tech Package
Preferred Guard










Classic Guard







Ultimate Guard

Protection for most mechanical, electrical and electronic parts, except for a list of excluded items. It’s our most extensive coverage available, and also includes:
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Key/Remote Replacement and Home Lock-Out Assistance
Covers the cost of replacement keys/key fobs in the event your keys are lost, stolen or damaged, up to $800 per year. Includes additional key replacement up to $200, as well as home lockout assistance up to $85.
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Tire and Wheel Road Hazard
Provides for the repair/replacement of tires and wheels which become unserviceable due to a road hazard, up to $200 per tire and $200 per wheel. Includes flat tires, tire replacement, wheels, mounting/balancing and taxes. Also included is cosmetic wheel repair up to $150 per wheel.
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Features

Key/Remote Replacement***

Up to $800 per year.

Home Lock-out Assistance***

Up to $85 per occurrence, up to three (3) key replacements.

Additional Key Replacement Coverage***

Up to $200 per occurrence.

Tire & Wheel (Rim) Road Hazard Protection***

Up to $200 per tire or wheel for flat tires, tire replacement, wheels (rims), mounting & balancing. Cosmetic wheel repair up to $150 per wheel.

HEV and EV Battery Pack Coverage

Optional for all coverage levels.

Transferable and Cancelable


***included with Ultimate Guard coverage


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Business Use/Commercial Vehicle Eligibility

Business/Commercial Use Vehicle Coverage is available if vehicle is used for business/commercial use purposes, that include:

Pickup and delivery service
Light duty contracting (e.g. Florist, messenger, electrician, carpenter, plumber)
Company pool use
Use involving more than one driver
Ride-hailing/ridesharing
Business travel or fleet service if vehicle is registered in company name
Messenger
Route sales
Carrying tools to the job site
Maintenance and repair
Gardening and landscape
Farming or ranching


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Additional Eligibility and Other Coverage

Additional Eligibility
Business/Commercial Use; includes Ride-Share vehicles 
Other Coverage
Modified Vehicle (Lift Kit/Tires) 

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