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Consumer Marine FAQs
Marine service contracts, also called marine protection plans, offer you protection against the high cost of repairs in the case of a mechanical breakdown. These plans complement a manufacturer’s warranty program.
Do you plan on keeping your watercraft past the expiration of your manufacturer’s warranty? If so, you may want to consider a marine protection plan. Unexpected repair costs may occur, along with the possibility you may lose the use of your watercraft for some time. A marine protection plan offered by your dealer gives you peace of mind and protection in the event of an unexpected mechanical failure.
Your coverage depends on the plan you buy. In general, most of the mechanical, electrical and electronic components of your watercraft are eligible for coverage. Depending on the plan, your coverage may include the following: Parts and labor for the engine, transmission, V-drive, stern drive upper and lower unit, fuel delivery, electrical, ignition, controls, steering, power trim and intermediate housing.

Depending on the coverage you choose, additional benefits may include:

  • Towing to the nearest qualified repair facility
  • Hoist-lift-out at a qualified repair facility
  • Up to $1500 of additional benefits* when the FPC marine service agreement is purchased at the time of watercraft purchase; benefits include valuable coupons that can be applied to your deductible, towing charges and roadside assistance
  • Renewal options to extend the original coverage if desired
  • Transfer of benefits if you sell your watercraft while the service contract is still active
Your cost will vary based on many factors, including the type of watercraft you are purchasing and the plan you select. We will review all of the options at the dealership.
Absolutely! For your convenience, your protection plan may be financed along with the purchase of your watercraft. Ask the dealership’s finance manager for more information.
Yes, protection is available for a new or used watercraft. Once you decide the specific watercraft that you will purchase, your dealer will show you a plan that is right for you.
Your marine protection plan is honored at most factory authorized repair centers in the continental United States and Canada.
Yes, your plan is transferable. Your dealer will provide information about how a transfer in a private party sale works. Click here to learn more.
Your marine protection plan is insured and backed by Protective Life, a financial services company headquartered in Birmingham, AL. Protective works closely with the dealership to ensure that the watercraft you buy is covered by a marine protection plan that meets your needs. In the event you need to file a claim, your repair facility will deal directly with Protective. Protective Life is a publicly traded company on the NYSE under the ticket symbol “PL,” and its products are backed by an insurance company rating of A+ or better by A.M. Best.