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Protective Vehicle Protection Plan and GAP Program Enhancements

At Protective Asset Protection we are constantly evaluating our programs to ensure we meet the rapidly changing needs of the industries we serve. By evaluating evolving vehicle technology, the protection needs of car buyers and collaborating with dealerships, we have enhanced the Protective Vehicle Protection Plan and GAP programs. Dealers can begin selling both programs March 1, 2021.


Please Note: The enhanced Protective Vehicle Protection Plan and GAP program are pending approvals with some lenders. The enhanced Protective Vehicle Protection Plan is not approved in the state of Washington. The enhanced GAP program is not available in Maine.

Coverage Updates

Protective Vehicle Protection Plan Coverage Updates:


The Protective Vehicle Protection Plan continues to provide four coverage levels plus Wrap. These coverage levels are designed to meet the needs for new, pre-owned and manufacturer CPO vehicles sold at franchise dealerships. The updates to this industry-leading service contract program provide dealerships and their customers with the protection needed today and into the future. To meet the evolving coverage needs of vehicles and consumer preferences, the following updates have been made:

Product feature
Coverage updates
Deductible updates
Surcharge updates
Additional benefits updates
Current Protective vehicle protection plan

Powertrain:


  • Gasoline/Diesel Engine
  • Transmission (Automatic/Continuous Variable (CVT), Standard and Transfer Case)
  • Drive Axle
  • Hybrid Vehicle
  • Filters, Fluids, Lubricants, Taxes
  • Seals & Gaskets

    • Enhanced: (Includes Powertrain)


  • Electrical
  • Fuel
  • Cooling and Heating
  • Air Conditioning
  • Brakes
  • Hybrid Vehicle
  • Seals & Gaskets

    • Premium: (Includes Powertrain + Enhanced)


  • Suspension
  • Steering
  • Enhanced Electrical
  • Electronics
  • Safety
  • Hybrid Vehicle
  • Seals & Gaskets
    • No default deductible
  • Air Conditioning
  • Conversion Package
  • Mobility Equipment: $500
  • Snow Plow
  • Business Use: $0
  • Emergency Roadside: $175 per occurrence
  • Rental: $50 (see schedule days in contract)
  • Trip Interruption: $175 for a maximum of 3 days
    • New Protective vehicle protection plan 4.0

    Powertrain:


  • Gasoline/Diesel/Electric Engine
  • Transmission (Automatic/Continuous Variable (CVT), Double Clutch (DCT), Standard and Transfer Case)
  • Drive Axle
  • Hybrid/Plug-In Hybrid/Battery Electric/Fuel Cell-Hydrogen
  • Other Covered Repair Expenses
  • Seals & Gaskets

    • Enhanced: (Includes Powertrain)


  • Electrical
  • Fuel
  • Cooling and Heating
  • Climate Control System
  • Brakes
  • Towing and Trailering
  • Hybrid/Plug-In Hybrid/Battery Electric/Fuel Cell-Hydrogen
  • Seals & Gaskets

    • Premium: (Includes Powertrain + Enhanced)


  • Suspension
  • Steering
  • Electronics
  • Technology (Entertainment/Multi-Media/Communication)
  • Portable Device Connectivity
  • Safety
  • Hybrid/Plug-In Hybrid/Battery Electric/Fuel Cell-Hydrogen
  • Seals & Gaskets
    • $100 deductible if not listed
  • Climate Control System-no change
  • Mobility Equipment: $600
  • Snow Plow-no change
  • Lift Kit / Tire Mod.: $500
  • Emergency Roadside: $175 per occurrence
  • Rental: $50 (see schedule days in contract)
  • Trip Interruption: $175 for a maximum of 3 days
  • Pet Benefit: $175 per occurrence

    • GAP Coverage Updates


    To meet the evolving coverage needs of dealers and consumer preferences the following updates have been made.

    Download GAP coverage updates

    Marketing Materials


    Protective vehicle protection plan and GAP marketing materials


    Dealerships will have access to a full suite of new point-of-purchase and digital materials to help educate their customers. This suite of materials has been updated to reflect the enhancements made to the program with a continued focus on providing dealerships the ability help their customers understand how the Vehicle Protection Plan and GAP programs are designed to provide ultimate peace of mind and greater enjoyment of vehicle ownership. New marketing collateral and contracts are available to order by contacting our Sales Support team. Sample marketing materials and supply order forms can be found on F&I Café. Please note, due to delays with state and lender approvals, some contracts may not yet be available to order.

    Marketing_materials

    Training Resources


    Pre-recorded program enhancement webinars

     

    Protective Vehicle Protection Plan

    Click here to view the pre-recorded program enhancement webinar for the Protective Vehicle Protection Plan.


    GAP (Guaranteed Asset Protection)

    Click here to view the pre-recorded program enhancement webinar for the GAP Program.



    Frequently asked questions

     

    Protective Vehicle Protection Plan

    Click here to view FAQs for the Protective Vehicle Protection Plan.


    GAP (Guaranteed Asset Protection)

    Click here to view the FAQs for the GAP Program.