Currently serving more than 500 Powersport dealerships across the U.S., Protective's F&I products have been driving revenue and increasing customer satisfaction for both franchise and independent Powersport dealerships since 2001.
Most plans come with additional benefits including pick-up and delivery reimbursement, rental reimbursement, travel expenses, emergency roadside assistance, towing assistance, battery service/jump start, flat tire assistance, gasoline, oil, fluid and water delivery service and lock out assistance.
Our Powersports products include:
On-Road and Off-Road Motorcycles
Offers exclusionary coverage for new and pre-owned motorcycles including popular brands such as Harley Davidson, Honda, Kawasaki, Suzuki, Yamaha and Triumph. Program highlights include:
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An exclusionary level of coverage
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Eligible pre-owned motorcycles include those up to 10 prior model years
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New coverage terms up to 6 years
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Optional coverage includes tire and wheel, touring and trailer packages
Details about On-Road/Off-Road Motorcycles
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Chopper and Custom V-Twin Motorcycles
New and pre-owned coverage for chopper and custom V-twin motorcycles including brands such as Orange County Choppers, Big Dog, F.B.I. and Thunder Mountain Cycles. Program highlights include:
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A level of named component coverage
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Eligible pre-owned motorcycles include those up to 10 prior model years
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New coverage terms up to 6 years
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Optional coverage includes tire and wheel, touring and trailer packages
Details about Chopper and Custom V-Twin Motorcycles
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Mopeds and Scooters
New and pre-owned exclusionary coverage for mopeds and scooters including popular brands such as Honda, Piaggio and Suzuki. Program highlights include:
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An exclusionary level of coverage
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Eligible pre-owned scooters and mopeds include those up to 5 prior model years and 750 cc
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New coverage terms up to 6 years
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Optional coverage includes tire and wheel, touring and trailer packages
Details about Moped and Scooters
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All-Terrain Vehicles (ATVs and UTVs)
New and pre-owned exclusionary coverage for manufacturers of ATVs and UTVs including Yamaha, Suzuki and Honda. Program highlights include:
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An exclusionary level of coverage
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Eligible pre-owned ATVs and UTVs include those up to 5 prior model years and 1,250 cc
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New coverage terms up to 5 years
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Optional coverage includes tire and wheel, touring and trailer packages
Details about ATV/UTV
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Snowmobiles
New and pre-owned exclusionary coverage for snowmobiles including popular brands such as Arctic Cat, Polaris, Ski-Doo and Yamaha. Program highlights include:
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An exclusionary level of coverage
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Eligible pre-owned snowmobiles include those up to 5 prior model years
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New coverage terms up to 5 years
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Optional trailer package
Details about Snowmobile
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Personal Watercraft and Sport Boats
These plans cover personal watercraft (jet skis) and sport boats. Product highlights include:
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An exclusionary level of coverage
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Eligible pre-owned terms up to 4 prior model years
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New coverage terms up to 5 years
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Trailer coverage included
Details about Personal Watercraft and Sport Boats
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Guaranteed Asset Protection (GAP)
Protective’s Guaranteed Asset Protection (GAP) enhances customer satisfaction and maximizes your F&I profit by closing the financial gap when total-loss insurance payouts leave your customers stranded with an additional loan balance.
Protective GAP benefits:
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Payable in the event of a total loss
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Covers the difference, in most cases, between the scheduled loan pay-off amount and the asset’s actual cash value net of refunds
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Covers customer’s primary insurance deductible up to $1,000 (where state allowed)
Details about Powersports GAP
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