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 Automotive

Peace of mind – it’s the bottom line. With Protective, dealerships offer a promise that a customer is protected in the event of a covered mechanical breakdown. With more than 50 years of experience, we’ve established ourselves as a trusted industry leader offering a variety of vehicle protection plans serving both franchise and independent dealerships.


In addition to offering a range of vehicle protection plans for new and pre-owned vehicles, we also offer limited warranty programs, GAP and credit life and credit disability insurance. Many of our vehicle protection plans include emergency roadside assistance, towing and rental vehicle coverage (availability may vary by state). 


Our automotive product portfolio includes:


Today’s advanced new-car technology is astonishing. Software, communications, media, safety and monitoring systems are just some of today’s sophisticated innovations, not to mention the growth of alternative drive systems (hybrids, stop/start, hydrogen, etc.). And the industry is on the brink of even more revolutionary advances – self-driving vehicles.

The Protective Vehicle Protection Plan is designed to meet the growth of technology in today's vehicles. The auto industry is seeing a demand for more advanced electronics, technology, safety and alternative power systems. The plan is better suited to meet these growing needs today and into the future. The plan offers coverage for both new and pre-owned vehicles.


Protective Vehicle Protection Plan highlights include:

  • Three levels of named component coverage
  • An exclusionary level of coverage
  • Eligible vehicles include current plus 9 prior model years
  • Coverage terms up to 7 years/100,000 miles
  • Dealer profit participation reinsurance and retro programs available

Wrap coverage is also available. Wrap coverage is designed to wrap around manufacturer coverage programs. Wrap Coverage highlights include:

  • Exclusionary coverage    
  • Coverage terms up to 10 years/100,000 miles
  • Dealer profit participation reinsurance and retro programs available

The Protective Vehicle Protection Plan also offers optional coverage for:

  • Business Use
  • Conversion Units (includes base units for electronic audio, video and gaming equipment)
  • Air Conditioning (for Powertrain Coverage only)
  • Mobility Equipment (chair lift motors and assemblies, electric/hydraulic ramp controls and assemblies, adjustable seating mechanisms, adjustable pedal and steering control mechanisms, hoist and swing-arm mechanisms)
  • Snow Plow

CLICK HERE to learn more about the Protective Vehicle Protection Plan



Today’s advanced new-car technology is astonishing. Software, communications, media, safety and monitoring systems are just some of today’s sophisticated innovations, not to mention the growth of alternative drive systems (hybrids, stop/start, hydrogen, etc.). And the industry is on the brink of even more revolutionary advances – self-driving vehicles.

The CostGuard Vehicle Protection Plan is designed to meet the growth of technology in today's vehicles. The auto industry is seeing a demand for more advanced electronics, technology, safety and alternative power systems. The plan is better suited to meet these growing needs today and into the future. The plan offers coverage for both new and pre-owned vehicles.


CostGuard Vehicle Protection Plan highlights include:

  • Three levels of named component coverage
  • An exclusionary level of coverage
  • Eligible vehicles include current plus 9 prior model years
  • Coverage terms up to 7 years/100,000 miles
  • Dealer profit participation reinsurance and retro programs available

Wrap coverage is also available. Wrap coverage is designed to wrap around manufacturer coverage programs. Wrap Coverage highlights include:

  • Exclusionary coverage    
  • Coverage terms up to 10 years/100,000 miles
  • Dealer profit participation reinsurance and retro programs available

The CostGuard Vehicle Protection Plan also offers optional coverage for:

  • Business Use
  • Conversion Units (includes base units for electronic audio, video and gaming equipment)
  • Air Conditioning (for Powertrain Coverage only)
  • Mobility Equipment (chair lift motors and assemblies, electric/hydraulic ramp controls and assemblies, adjustable seating mechanisms, adjustable pedal and steering control mechanisms, hoist and swing-arm mechanisms)
  • Snow Plow


 Select

Designed for the independent dealer, Select offers multiple levels of coverage for new & pre-owned vehicles. Product highlights include:

  • Two levels of named component coverage
  • An exclusionary level of coverage
  • Eligible vehicles include current plus 10 prior model years
  • Coverage terms up to 7 years/100,000 miles

  Details about Select


 Mileage Plus

Mileage Plus is a high-mileage, mechanical breakdown program designed for pre-owned vehicles. Product highlights include:

  • Three levels of named component coverage
  • Eligibility includes Current + 10 model years, Current + 15 model years and All Model years.
  • Coverage terms up to 4 years/60,000 miles

  Details about Mileage Plus


 

Our Certified Limited Warranty is a powertrain program that provides dealers with the opportunity to stand above competition while providing their customers peace of mind. New, extended eligibility and pre-owned plans are available to meet franchise and independent dealers’ needs.

  • Enhanced eligibility, coverage, deductible options and more
  • More additional benefits like roadside and car rental coverage included
  • Various marketing materials available 
  • Dealer participation programs such as retro and reinsurance are available

  Details about Certified Limited Warranty


 Lifetime_Powertrain_Warranty

Our NEW Lifetime Powertrain Warranty protects the major components of your customer’s vehicle for as long as they own the vehicle. The program provides dealers with the opportunity to stand above competition while providing their customers peace of mind. The program is designed for new and pre-owned vehicles in franchise and independent dealerships. Product highlights include:

  • Protects the major components of your customer’s vehicle for as long as they own the vehicle
  • No deductible
  • Rental car coverage included
  • Various marketing materials available 
  • Dealer participation programs such as retro and reinsurance are available

  Details about Lifetime Powertrain Warranty


 

The Lifetime Engine Warranty (LEW) provides lifetime engine coverage for eligible vehicles. The program is designed for new and pre-owned vehicles in franchise and independent dealerships. Product highlights include:

  • Protects the engine for as long as the customer owns the vehicle
  • No deductible
  • Rental car reimbursement for up to six days per covered mechanical breakdown
  • Can be provided as a stand-alone program or in conjunction with a Protective vehicle service contract
  • Dealer profit participation reinsurance and retro programs available

  Details about LEW


 

Our Powertrain Limited Warranty for Life will protect the major components of your customer’s vehicle for as long as that customer owns the vehicle after a short waiting period of 90 days and at least 3,000 miles. This program is designed for pre-owned vehicles of independent dealerships but is also available for franchise dealerships. The program provides dealers the opportunity to stand above the competition while providing their customers peace of mind. Product highlights include:

  • The major components of your customer’s vehicle are protected for as long as that customer owns the vehicle after the waiting period
  • Deductible options: $100, $200 and $500
  • Rental car coverage included
  • Dealer participation programs such as retro and reinsurance are available

CLICK HERE to learn more about the Powertrain Warranty for Life


 

Maintenance Pro Plus offers scheduled maintenance service for any type of automobile. Product highlights include:

  • Oil changes
  • Oil filter replacement
  • Chassis lube
  • Tire rotation

  Details about Maintenance Pro Plus


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